Welcome to Life Moto! Life is worth living for. What is your motto in life? What is your purpose of living?
This is your story. This is your life. Thank you for your visit. See you again!
"MANILA, Philippines - Classes in all levels and work in government offices have been suspended throughout most of Luzon Tuesday as Typhoon Pedring continues its assault.
The Department of Education (DepEd) suspended all classes in primary and secondary levels in Metro Manila, as the metropolis was placed under public storm warning Signal Number 2.
Based on DepEd's guidelines, classes in pre-school, elementary and high school in public and private schools are automatically suspended if signad number 2 is hoisted over an area."
Minsan ay may nagtanong sa akin. Sir matagal na po ba kayo dito sa Saudi? Oo, may 10 years na rin. Eh di malaki na po ang naipon nyo? Ah oo. Malaki na rin ang aking investment. Wala nga lang sa bahay at lupain. Ang aming investment ay education ng mga bata.
Di lingid sa iba na hindi na tulad sa dating mga nag Sasaudi ay hirap na rin kumita ng malaki dito. Noong araw, ang pera daw ay parang pinapala't pinipiko. Kaya't kapag may umuuwi na Saudi boys ay parang may hepa. Dahil sa dami ng alahas sa katawan. Paano ba naman marunong na rin magtipid ang mga Arabo. Imbis na tumataas ang sahod mo dito ay minsan ay bumababa pa. Sa kadahilanan na nagbabawas ng sahod, tumataas ang bilihin at bumababa ang palitan ng Riyals sa Piso. Matatag na daw ang ating economy.
Isa sa aking pasasalamat sa Diyos na meroon akong isang butihing asawa na masinop, matiyaga at matiisin sa buhay namin. At pasalamat ko rin sa Panginoon dahil magsipag mag-aral ang aking mga anak. Kaya lalo akong nagtitiis at nagsisikap para sa kanilang kinabukasan. Sa ngayon ay iyon lang ang aking maipapamana sa kanila, ang aking investment sa Edukasyon.
Salamat sa Diyos sa mga blessing na dumarating sa buhay namin.
"Unleash The Hero in You"-Efren Peñaflorida CNN Hero 2009 Life Story
Efren Peñaflorida has been selected asCNN Heroof the year after getting the highest number of online vote, More than 2.75 million were cast for 7 weeks. For bringing education to the poor children though his "Kariton Klasroom". Efren received $100,000 cash prize . He also received $25,000 when he was elected as one of the top 10 finalistCNN Heroes. The 90% of the prize will go to Dynamic Teen Company and their projects. While the 10% of it will go to the church.
In his acceptance speech at the Kodak Theatre in Hollywood on Saturday night encourage to the crowd to "Unleash the Hero in You".
"Our planet is filled with heroes, young and old, rich and poor, man, woman of different colors, shapes and sizes. We are one great tapestry," Peñaflorida said. "Each person has a hidden hero within, you just have to look inside you and search it in your heart, and be the hero to the next one in need.”
He also urged them to “serve well, serve others above yourself and be happy to serve.”
“As I always tell to my co-volunteers ... you are the change that you dream as I am the change that I dream and collectively we are the change that this world needs to be," he added.
The Order Lakandula
Upon Efren return from America, he will be conferred "The Order Of Lakandula" by President Aroyo. The Order of Lakandula is the one of the highest honor given by Republic of the Philippines. Those who are dedicated themselves to the welfare of society, perform meritorious political and civic service and lead lives worthy of emulation.
Congratulation Efren Peñaflorida, you are truly a modern day hero! We are proud of you. More power and God bless you and your team...
Words of Wisdom
“serve well, serve others above yourself and be happy to serve.”
Not so with you. Instead, whoever wants to become great among you must be your servant, and whoever wants to be first must be your slave - just as the Son of Man did not come to be served, but to serve and to give his life as a ransom for many. (Matthew 21:26)
"Sesame Street" Translated into Arabic (Alam Simsim)
When I open my browser today these two feet shown in Arabic Google search page. It's Big-bird feet. Make some search and read on...
Since its debut in 1969 in the United States, the children's television show "Sesame Street" has spread around the world, reaching youngsters in 120 countries. Now the colorful, furry puppets known as the Muppets will educate and entertain in even more of the world's 22 Arabic-speaking countries. The show's Egyptian version is being dubbed into Simplified Classical Arabic.
Video is in Arabic
Alam Simsim (Arabic: عالم سمسم) is an Arabic language Egyptian-made adaptation of the format used in the children's television series Sesame Street. Alam Simsim is Arabic for "Sesame World".
The show, funded by the U.S. Government's U.S. Agency for International Development (USAID,) is a cooperative project between Egypt's Karma Production and the US's Sesame Workshop (formerly Children's Television Workshop). This effort is one of several such cooperative projects funded by USAID in countries such as Russia and South Africa.
Satellite broadcaster Future Television of Lebanon picked up the show in November 2005, expanding possible viewership to more than 200 million viewers in the Arab States.
The show is set in the imaginary Alam Simsim (Sesame World) neighborhood in Egypt. This area is Medieval-looking like Old Cairo except perhaps more rural and green. It consists of a small public square surrounded by a park; a store owned by 'Am Gherghis; the carpenter's shop owned by 'Am Hussein with apartments above occupied by 'Am Hussein's family, 'Ama Kheireya his wife, Mona his teenage daughter and Kareem his young son. A bookstore or library (the same word is used for both in Arabic so it is hard to tell which is intended) is run by a young woman named Nabila. [1] The humans are referred to as 'Am and 'Ama, which are "Uncle" and "Aunt" in Egyptian Arabic. These titles denote familiarity common in Egyptian neighborhoods.
Efren Peñaflorida is one of the 2009 Top 10 CNN Heroes. We don’t need another super hero; a man of steel, a friendly neighborhood or the x-men. Heroes are just around the corner. CNN Heroes are ordinary people with extra ordinary impact.
Efren Peñaflorida is a teacher and a social worker. He grew up in Cavite City, Philippines. He has been recognized as one of the 2009 CNN Heroes for his outstanding advocacy to educate Filipino out of school youth through “Push Cart Classes.” Efren recalled to standing against a gang leader and refuse to join the gang, in high school. At the age of 16, he and his friends conceptualize an idea to divert teenagers like them to be productive. He was born from a poor family and lived in a shanty near dump site. Despite of the poverty he managed to finished his study.
He concern for the unschooled children in his hometown. He then established Dynamic Teen Company (DTC). After a decade DTC has gained around 10,000 memberships. They conducted tutorials for approximately 1,500 children. Pushcart classroom teaches basic reading and writing to street children every Saturday. DTC also runs a hygiene clinic, where children can get a bath and learn how to brush their teeth
Among their awards are:
* Outstanding Volunteer Award National Economic and Development Authority (NEDA) and United Nations Volunteer Program (UNVP) – 2008
In connection to my previous post about a 13 years old Severn Cullis-Suzuki's speech for the Earth Summit in 1992. Here is another educational info about a climate change. Please bare with me if the language is in Tagalog (Filipino Dialect). The English sub-title will enhance your viewing. This video is brought to you by Norway Government and World Bank for the effect of Climate Change in the Philippines Coastal area.
"This 15 minute video is part of a larger effort to raise awareness and build capacity on climate change impacts among coastal communities in the Philippines. The video is the result of work undertaken jointly by World Bank staff in the Philippines, local communities and other national stakeholders." as mentioned by worldbank youtube user.
I believe that this video is not only for the Philippines but for the whole world as well. Let us help to rebuild our mother earth. This is our home.
I just want to share some tips during recession. I got it from my in-box. I hope these would help us in time of crisis.
Market
1. We all know that the market have slumped
2. We read about the jobless in news paper
3. People talk at least 24 months of recession
4. Early entrants are not getting jobs
5. Companies are closing
6. Sales not picking up
7. Suddenly cash has evaporated from the market
8. Profitability is severely hit A. I am an Employee
1. I need to keep my job
2. I need to pay EMIs
3. I have a family to run
4. I need to keep working to sustain myself
5. I need to feel secure
6. I need to save a little money for a rainy day.
7. …
B. Basic Don'ts
1. Don't take too much vacation
2. Don't complain
3. Don't waste time gossiping
4. Don't resist transfer
5. Don't resist travel
6. Don't resist salary cut
7. Don't resist extra work load
8. Don't resist extra time in the office if needed
9. Don't don’t change job in this market. It's too risky.
10. Don't ask for promotion, Don't ask for salary increase. If you ask , you may soon not have a job. Remember there are people available with better skill at a lower salary levels.
C. Basic Do's
1. Be punctual to office
2. Ensure you pick up new skills
3. Ensure you deliver as per deadlines
4. Ensure that you contribute to knowledge forum, etc
5. Do something innovative
6. Take training programs
7. Organize team meeting to improve productivity
8. Always be engaged and productive
9. Work doubly hard and save money for your company
10. Remember, you r boss is always right and is the best (recession or no recession)
11. Be cheerful, keep smiling, life goes on.
D. Daily expenses
1. Take stock of your expenses – actually write it down
2. Tick " No need to have" vs "Nice to have"
3. Knock of all " Nice to have expenses" – right now
4. Assuming you don’t have a job. – Plan for cash to service for 24 months. Apparently, this recession will take at least 24 months to come out of sit on cash
5. Other tips to cut expenses
a. Going mall is expensive
b. Good restaurants are expensive
c. Impulsive is expensive
d. Taking flight is expensive
e. Eating out daily is expensive
f. Check services which are not using but have subscribed to
g. Going on vacation is expensive
E. The big loans
1. Home loan and EMI
a. If you own a home and you are living on it and paying EMI, then see if you can partially fore-close it.
2. If you have two homes and paying EMI on both
a. See if you can rent a second home – Don't bother the amount of rent. Rent to get cash flow going. Don't feel bad that the rental is not good enough. Trust me it will soon be a great feeling to rent.
b. If you have enough money, then fore-close a significant part of it if your interest rate is less than bank FD (which I doubt.) then you don't have to fore close.
c. If you think the property have a descent value, then sell it (though it is a buyer's market).
F. Do I buy anything now? Do I invest?
1. Investing in stock and mutual fund?
a. Generate money every month – take a systematic investment plan (about 15% of your salary) keep at low values for the next 24 months.
2. Buy an asset – Buy house/apartment/land?
a. If you have cash and feel secure, this is the great time to buy. you can negotiate hard with builders/developers. Actually you can write your own term of agreement.
· First Preference – buy (always buy small sites, it is easier to dispose. Else farm land is a great option, big land low cost.)
· Second Preference – buy house and land (again buy from known developers.)
· Third preference – Buy Apartment (you always wanted to buy 3-bed/4bed apartment from reputed builders, but could never afford). Now is the right time to ask for free. Some being sold at ridiculous prices.
G. I am looking for a job – What do I do?
1. Enroll to course/training/education as you searching for a job. To enhance your skills.
2. Enroll as a trainee anywhere you can get an opportunity. Most trainees end up getting confirmed employment as a build relationship. In a company.
3. Don’t have reference regarding – city, salary, location, designation, shift etc. just take it and gain experience. It is a first step for a long career.
4. Go through references of people who are already working.
5. During job interviews – the keywords which employers are looking for is “Flexibility”.
6. Agree for any “place, date, time to take job interview.
7. Please improve your communication skills. This is one skill fetches job!
H. These suggestions are tough – Do I live life or not?
1. The new principles – Happiness is inversely proportional to expectations/desires. More the expectations/desires – lesser the happiness and vise versa.
2. Some other ways to live great life.
a. Spend time with family – go for a picnic in a nearby garden.
b. Exercise and walk a lot, drink lot of water.
c. Listen to radio, watch some TV.
d. Visit libraries, read books which you purchase, but never have a chance to open them.
e. Go to friends and place for dinner.
f. Enroll into hobby – music, painting etc.
g. Do social service – start teaching, mentoring
h. Spend more time with your children.
i. Join laughter forum, attend conferences and meet interesting people
j. Go for concert
Don’t worry! What goes down will always go up. Market will rebound. These tips will prepare you to be a winner.
Hindi biro ang magpaaral sa panahong ito. Mas matindi pa kung sa pribadong school pumapasok ang mga anak mo. Marami sa atin ang nag-avail ng educational plan. Para makasiguro at maihanda ang magandang edukasyon ng mga anak pag dating ng nasa kolehiyo na sila. Paano kung ang inaasahan mong Educational Plan ay naglaho. Mabuti sa mga naunang plan holder ay napakinabangan na nila. Nakakalungkot isipin sa hirap ng buhay, tapos hindi pa maaasahan ang nakuhan plan.
Suno-sunod ang mga nagsarang: banko, insurance at educational company. At kailan lang ay meron nadagdag sa listahan na nagsarang kumpanya. Sanhi na rin ito ng global crisis. Kahit na anu pa man ang reasons, basta ang alam natin ay nagtiwala tayo sa mga kumpanyang ito dapat lang na maibalik ang ating pinaghirapan. Mahigit din sa 12,000 sa mga sundalo at pulis ay naging biktima din (abs-cbn news).
Sa mga taong can afford sa buhay ay di gaanong iniintindi ang issue na ito. Yun nga lang sayang ang perang pinagpaguran. Higit na naaapektuhan ang mga average at below income earner. Naghihigpit sila ng sinturon para lang makatabi ng panghulog sa educational plan na kinuha nila. Kung madelay ka naman sa paghulog ay meron pang penalty.
Natatawa nga ako doon sa balitang napanood ko. Instead of ibalik ang mga naihulog nila ay pinapalitan ng Memorial Lot or Beauty products. Dios ko po! Anu ba yan? Ang educational plan client ay nagmistulang beauty consultant. Kung pwede nga lang ipangbabayad ang mga yun sa tuition fee.
Ang hirap magtiwala sa mga Educational Plan ngayon. Kahit ang mga matatag at kilalang kompanya ay tinamaan din ng hagupit ng pagkalugi. Kaya nga’t ginagawa ang lahat ng paraan ng gobyerno upang mabantayan ang mga ganitong kompanya. Isa na dito ang SEC or Security and Exchange Commission.
Tanging magagwa ng mga plan holder ay mag-antay at bantayan ang mga pre need company. Ipagdasal sa Dios na mabigyan kalinawan sa mga inaasahang reimbursement. Sa mga nais naman mag avail ng educational plan ay pag aralan mabuti ang back ground ng kompanya. Magtanong sa mga kaibigan ng advice. Sana'y maging maingat po tayo bago mag avail.
